How to hack an ATM card in Nigeria
So I have seen a whole lot of people asking how to hack ATM card in Nigeria and withdraw money from the card. Some others are looking for how to hack ATM card and transfer money to another account without getting caught.
Well, this might be doable, but it isn’t easy. There are lots of tricks that come with hacking an ATM card.
The only difference is that the debit card is kind of more secure than the credit card because it is directly operated by banks in Nigeria.
So first of all, we will look at the security protocols that comes with an ATM card, then we start looking for ways to breach those securities. After reading this and you get caught while trying to hack an ATM card in Nigeria, you are on your own. Well, there is a reward without risk – we are all hustlers.
So what are the security protocols that come with an ATM card?
Security Protocols in an ATM Card
There is really nothing like hacking an ATM card because the ATM doesn’t house money inside. The ATM is just a medium to process money transfer, which you can tamper with and divert the money.
Earlier I explained that the ATM is built with lots of internal security which is used to protect people’s account. Some of the security protocols are;
The PIN stands for Personal Identification Number – which ATM uses to acknowledge the owner of a card. It is usually a 4 digit number which is used to gain access to transact with the ATM card.
With the help of this pin, you can easily use the card at any ATM and withdraw money from anyone’s account.
The card number is among the security details added to a card to enable protection on the card. The function of the card number is to help identify which card is which.
Each card has a creator with a unique card number. Each card manufacturing card company have their own card number.
Card manufacturing companies include;
The CVV Number (Card Verification Value) is a 3-digit number on any card – either debit or credit cards. It is situated at the back of every card. The function of the CVV is to help process transactions.
The OTP meaning One Time Payment Code is usually a number that most payment gateway companies in Nigeria like Paystack, Flutter, Rave, etc send to a card’s registered phone number to authorize the transaction.
It can be any digit of numbers – but the aim is to make sure that the person making the transaction is the real owner of the card. That is their own little way of fighting debit card fraud.
So how do you hack an ATM in Nigeria knowing that all these security walls are there to by-pass or breach?
How to Hack an ATM Card in Nigeria Easily
Since we have known the securities installed in an ATM card, we will need to bypass all of them to get money out of the card. Hacking an ATM card is the same as hacking a bank in Nigeria.
Unless you want to force the owner of the card to give you his card and pin, you might want to consider other means.
Even if you steal someone’s card and pin, you might get caught by the ATM’s security camera – to be very careful. Let’s consider our options;
Get Card Details
Unless you have someone’s card already with you, this point is very important. One of the ways I collect people’s card details is through my website – not this one.
I have a website where I sell expensive materials for a very cheap price. Most of my clients are white people, so they buy with their credit card. If you want to hack an ATM card in Nigeria, then you need to set up your own website store for Nigerians.
Design the website (Contact a web developer to help you)
Don’t encrypt it at the backend
Use your database to collect card details
The rest will be handled by your web developer and he will show you the steps – just in case you don’t have the experience. You will have to promote your website for people to come and use their cards on the website.
Moving money out of an ATM card is one of the hardest things for most hustlers. Most of them have several card details but don’t know how to transfer the money out of the card. Here are the options you have to transfer the money.
Use Foreign Website to Buy Things
Because of the OTP that most Nigerian payment gateway companies send, it isn’t advisable to use a Nigerian payment company. You should use a foreign site to buy something – they won’t send an OTP.
Contact a Bank Insider
If you have a legit contact inside the bank, the person can help you deactivate the phone number from the ATM. This also another secret to hack an ATM card in Nigeria.
You have to make sure that your insider won’t snitch on you when the time comes. If it happens, you are gonna be spending a whole lot of time behind bars.
Create or Buy a Transfer Software
What this software does is allowing you to process payments. With this software, you can input any ATM card details and transfer money without sending an OTP.
The only issue is that once the money starts getting transferred with your software and people are starting to complain about missing funds, they will start to track you.
This is another way to hack an ATM card in Nigeria without getting caught.
So these are the only ways for now that I know. I will continue my investigation. Once I find out other ways, I will update this post.
Alright, guys, that will be all for now. If you have a question, feel free to drop and I will respond ASAP.